The Singapore government has announced four budgets to date: the Unity Budget, the Solidarity Budget, the Resilience Budget, and the Fortitude Budget. These budgets were introduced with the aim of alleviating the adverse impacts of COVID-19 on the Singapore economy. In these budgets, $93 billion have been set aside to preserve jobs, rescue businesses and entire industries, as well as to support Singaporeans during this extremely trying period. The Singapore government’s spending in the 2020 financial year constitutes the largest in Singapore’s history. This is the second time that the nation’s past reserves have been tapped on since its independence in 1965.
With four different budgets announced, many Singaporeans may find it difficult to navigate the numerous financial schemes available to them. There are also numerous NGOs and private organisations offering support for Singaporeans during this trying time. To help bring some clarity to all of this, Kopi has compiled a list of financial assistance schemes that may be applicable to you and your family as of right now.
If there are any schemes that we have missed out on, or if your organisation is providing assistance to Singaporeans, please do contact us. The list is a work-in-progress and we expect to continually update it with relevant information.
Table of Contents
For most Singaporeans
Remaining Enhanced Care and Support
What is the pay-out?
- $600 cash (if your assessable income for year of assessment 2019 is between $0 to $28,000)
- $300 cash (if your assessable income for year of assessment 2019 is between $28,001 to $100,000)
Am I eligible?
- You are eligible if you are a Singaporean aged 21 and above in 2020
How do I apply?
- No application is required. This pay-out will automatically be credited into your bank account. Else, a cheque will be sent to you.
One-Off SkillsFuture Credit Top-Up
What is the pay-out?
- $500 SkillsFuture Credit top-up
- Additional $500 SkillsFuture Credit top-up*
Am I eligible?
- You are eligible if you are a Singaporean aged 25 and above as of 31 December 2020
- *Eligible only for Singaporeans aged 40 to 60s of 31 December 2020
How do I apply?
- No application is required. Simply log into your account to access your credits.
Deferment of Tax Payment for Individual Income Tax
What are the benefits?
- You can opt to defer your income tax payments due in May, June and July 2020, to help ease your cash flow
Am I eligible?
- You are eligible if you are a Singaporean Citizen employee
How do I apply?
- You can sign up for this deferment option here.
Solidarity Utilities Credit
What is the pay-out?
- One-off $100 utilities credit for all property types
Am I eligible?
- Your household is eligible if it has at least one Singaporean Citizen
How do I apply?
- No application is required. The credit will be deposited in households’ utilities bills with SP Group.
I live in a HDB flat
Additional GST Voucher (U-Save)
What is the pay-out?
| HDB Flat Type | Regular GSTV – U-Save | GSTV – U-Save Special Payment | Additional GSTV – U-Save rebate | Total GSTV – U-Save for FY2020 |
| 1- and 2-room | $400 | + $400 | + $200 | $800 or $1,000 |
| 3-room | $360 | + $360 | + $180 | $720 or $900 |
| 4-room | $320 | + $320 | + $160 | $640 or $800 |
| 5-room | $280 | + $280 | + $140 | $560 or $700 |
| Executive / Multi-Generation | $240 | + $240 | + $120 | $480 or $600 |
Am I eligible?
- Your household is eligible if it fulfils any of the 3 conditions:
- You own and live in your HDB flat, and there must be at least one Singapore citizen owner or occupier in the flat; or
- You partially rent out the HDB flat that you own and live in, and there must be at least one Singapore citizen owner or occupier in the flat; or
- You rent an entire flat, and there must be at least one Singapore citizen tenant
- And immediate family members living in the same flat must not own or have any interest in more than one property
- Your household is eligible for further GST Voucher U-Save rebate for larger households if there are five or more household members (as reflected on NRIC)
How do I apply?
- No application is required. Payments will be credited automatically to the utilities account of the household upon account opening.
Service and Conservancy Charges Rebate
What is the pay-out?
| HDB Flat Type | April 2020 | July 2020 | October 2020 | January 2021 | Total for FY2020 |
| 1- and 2-room | 1 | 1 | 1 | 0.5 | 3.5 |
| 3- and 4-room | 1 | 0.5 | 0.5 | 0.5 | 2.5 |
| 5-room | 0.5 | 0.5 | 0.5 | 0.5 | 2.0 |
| Executive / Multi-Generation | 0.5 | 0.5 | 0.5 | – | 1.5 |
Am I eligible?
- Your household is eligible if it meets all the following:
- There must be at least one Singapore citizen flat owner or occupier in the flat
- The flat owner(s) and essential occupier(s) of the flat do not own or have any interest in a private property
- The flat owner(s) have not rented out the whole flat
How do I apply?
- If you are paying by GIRO, no application is required. The revised amount will be deducted automatically from your bank account.
I contracted COVID-19 or was placed on SHN or LOA
The Courage Fund Scheme 1
What is the pay-out?
- One-time lump sum of up to $1,000 (depending on the household’s per capita income after being affected by COVID-19)
Am I eligible?
- Your household is eligible if it meets all the following:
- At least one household member is a Singapore Citizen or Permanent Resident
- At least one household member contracted COVID-19, or was placed on Stay-Home Notice (SHN), mandatory Leave of Absence (LOA) or Home Quarantine Order (QO)
- Household has gross monthly income of ≤$6,200, or gross monthly per capita income of ≤$2,000, prior to being affected by COVID-19 (as of 1 June 2020)
- Household experienced a complete or partial (of at least 10%) loss of household income as a result of one household member contracting COVID-19, or was placed on SHN, LOA, or QO
How do I apply?
- Application is required. Fill in the Courage Fund application form, which is to be submitted to any of the 24 Social Service Offices along with the following supporting documents:
- NRIC
- Bank account number
- Proof of QO/ LOA/ SHN/ hospitalisation for affected family member
- Relevant documents showing reduction of income as a result of COVID-19 (e.g. payslips before and after the QO/ LOA/ SHN/ hospitalisation episode)
The Courage Fund (TCF) Scheme 2
What is the pay-out?
- $30,000 for families of Healthcare workers
- $20,000 for families of frontline workers and community volunteers
- $10,000 for families of other persons who have succumbed to the virus
Am I eligible?
- You are eligible if you are a dependent of a Singapore Citizen, Permanent Resident, or holder of a valid Employment Pass, Work Permit, Dependant’s Pass or Long-Term Social Visit Pass that has contracted and succumbed to COVID-19
How do I apply?
- More details would be available at the hospitals. For any further assistance, please contact the Courage Fund Secretariat at NCSS_Courage_Fund@ncss.gov.sg.
I am a Singaporean parent
Additional Enhanced Care and Support
What is the pay-out?
- $300 cash for each parent
Am I eligible?
- You are eligible if you are a Singaporean parent with at least one Singaporean child aged 20 and below in 2020
How do I apply?
- No application is required. Payments will be credited automatically.
I am self-employed
Self-Employed Person Income Relief Scheme (SIRS)
What is the pay-out?
- $1,000 cash per month for 9 months
Am I eligible?
- You are eligible if you meet all the following:
- You are a Singapore citizen
- You started working as a self-employed person no later than 25 March 2020
- You earn a net trade income of no more than $100,000 a year
- If you are also an employee, you do not earn more than $2,300 a month from employment work
- You live in a property with an annual value of not more than $21,000
- You do not own two or more properties
- If you are married, you and your spouse do not own two or more properties together
- If you are married, your spouse’s assessable income is not more than $70,000
How do I apply?
- No application is required (automatic enrolment) if, in addition to satisfying all of the above criteria, you:
- Are aged 37 and above this year
- Declared your self-employed income to IRAS for the financial year 2018
- An application is required if:
- You meet all the eligibility criteria but are aged 21 to 36 as at 31 Dec 2020
- Meet all the eligibility criteria and are aged 37 (as at 31 Dec 2020) and did not declare your self-employed income to IRAS for the financial year 2018
NTUC Training Fund
What is the pay-out?
- Allowance of $10/hour
Am I eligible?
- You are eligible if you are a Singapore Citizen or Permanent Resident that is self-employed and your main source of income is and has been from self-employment with positive Net Trade Income
How do I apply?
- You should first apply for a letter of eligibility. Following which, you can sign up for select courses under the SkillsFuture Series and approved sector-specific training programmes. At the end of the training, you must submit your claim to SEP2020v3@e2i.com.sg.
Workfare Income Supplement (WIS)
What is the pay-out?
- Maximum annual WIS payout
| Age | If you are employed | If you are self-employed |
| 35-44 | $1,700 | $1,133 |
| 45-54 | $2,500 | $1,667 |
| 55-59 | $3,300 | $2,200 |
| 60 & above | $4,000 | $2,667 |
Am I eligible?
- You are eligible if you meet all of the following:
- You are a Singapore Citizen
- You are 35 years old or above (persons with disabilities of all ages would qualify)
- You earn an average gross monthly income of not more than $2,300 for the month worked
- You do not live in a property with an annual value of more than $13,000
- You (and your spouse combined) do not own two or more properties
- Your spouse does not have an assessable income of your spouse exceeds $70,000
How do I apply?
- Declare your income to IRAS or CPFB and make the required MediSave contributions. The CPF Board will assess you in the following year after you have done so.
Workfare Special Payment
What is the pay-out?
- $3,000 cash
Am I eligible?
- You are eligible if you have received Workfare Income Supplement (WIS) payments in Work Year 2019
How do I apply?
- No application is required.
NTUC Care Fund (COVID-19)
What is the pay-out?
- For existing members as of 1 March 2020: $300 or $100 per member
- For new members as of 1 March 2020: $200 or $50 per member
Am I eligible?
- Loss of income of at least 30% reduction OR
- Retrenched* with retrenchment benefits of not more than $6,500 OR
- Job/Event Cancellations (for Self-employed / Freelancers only)
- Membership criteria:
- Existing Member: Member as at 1 March 2020
- New Member: Member as at 2 March 2020 onwards
- Members WITH dependents staying in the same household in Singapore
- Original Gross Monthly Personal Income of not more than $3,400
- Income does not apply to retrenched
- Members WITHOUT dependents staying in the same household in Singapore
- Original Gross Monthly Personal Income of not more than $1,500
- Income does not apply to retrenched
How do I apply?
- If you are a member with any of NTUC’s affiliated unions and associations , or if you are a member working in a unionised company, you can download and complete this application form and submit to your union
- If you are a NTUC union member who works in a company that is not unionised under any of our affiliated unions and associations, download the application form and refer here for submission instructions
I am a lower-wage worker
Workfare Income Supplement (WIS)
[For more details, see the above]
How do I apply?
- No application is required. You will be automatically assessed based on the CPF contributions from your employer
Workfare Special Payment
[For more details, see the above]
I need urgent or short-term assistance
ComCare Interim Assistance
What is the pay-out?
- The type (typically cash, vouchers, and food rations), amount and duration of the assistance will depend on the situation of your household
Am I eligible?
- You are eligible if you meet all the following:
- You are a Singapore Citizen or Permanent Resident (at least one immediate family member in the same household must be a Singapore Citizen)
- You have a household income of $1,900 and below, or a per capita household income of $650 and below
How do I apply?
- You may apply by approaching your nearest Social Service Office, Community Centre, Community Club, or your grassroots leader for help.
CDAC – SFCCA Hardship Assistance Fund Scheme
What is the pay-out?
- Type of assistance will be assessed and determined on a case-by-case basis
Am I eligible?
- You are eligible if you are a Chinese Singapore Citizen or Permanent Resident with a monthly gross income not exceeding $2,400
How do I apply?
- You are required to meet a caseworker for an assessment with his / her supporting documents. For appointment or enquiry, please 6603 5599 during office hours or email family@cdac.org.sg.
YMCA Financial Assistance and Capability for Employment Scheme (FACES)
What is the pay-out?
- Maximum disbursement of $100 per walk-in client for emergency situations (Bridging Fund)
- Food and transportation vouchers for one to three months (Short Term Financial Assistance)
Am I eligible?
- You are eligible if you meet all the following:
- You are a Singapore Citizen or Permanent Resident, or one member of you immediate family is a Singapore Citizen or Permanent Resident
- Your per capita income under $750, or you have an emergency situation resulting in temporary financial crisis (e.g accident, illness of self or family member, etc)
- You have limited savings
- You have limited or no family support
How do I apply?
- You can contact a partner organisation in your area for referral to YMCA Financial Assistance Scheme
Grocery Vouchers
What is the pay-out?
- $300 grocery vouchers in 2020
- $100 grocery vouchers in 2021
Am I eligible?
- You are eligible if you are a Singaporean aged 21 and above, live in a 1-room or 2-room HDB flat, and do not own more than one property.
How do I apply?
- No application is required.
GST Voucher
What is the pay-out?
- $300 (if the annual value of your home as of 21 December 2019 is less than $13,000)
- $150 (if the annual value of your home as of 21 December 2019 is between $13,001 and $21,000)
Am I eligible?
- You are eligible if you meets all the following:
- You are a Singapore citizen that is residing in Singapore, aged 21 and above in 2020
- Your income earned in 2018 as assessed by IRAS (assessable income for the year of assessment 2019) does not exceed $28,000
- The annual value of your home (as indicated on your NRIC) as at 31 December 2019 does not exceed $21,000
- You do not own more than one property
How do I apply?
- If you have signed up for a previous Government payment, no application is required. You will automatically receive your GST Voucher if you are eligible.
If you have not signed up previously, you may sign up online.
I am a job seeker
SGUnited Skills
What are the benefits?
- Full-time training programme ranging from 6 to 12 months
- Training allowance of $1,200 per month for the duration of the programme
- Career advisory and employment assistance
- Course fees will be highly subsidised (SkillsFuture Credits can be used to offset the course fees)
Am I eligible?
- You are eligible if you are a Singapore citizen or Permanent Resident
How do I apply?
- You can apply for these opportunities by searching for the #sgunitedtraineeships hashtag on MyCareersFuture.sg
SG United Jobs
What are the benefits?
- Creation of 40,000 new short-term and long-term jobs
- 15,000 openings in the public sector
- 25,000 jobs in the private sector
Am I eligible?
- You are eligible if you are a Singapore citizen or Permanent Resident
How do I apply?
- You can explore these new job opportunities by searching for the #sgunitedjobs hashtag at www.mycareersfuture.sg
SGUnited Mid-Career Traineeships
What are the benefits?
- Gain valuable industry experience and gain a firmer foothold in the job market
- Training allowance for the duration of the traineeship
| Required qualifications or their equivalents | University degree or above | Polytechnic diploma or professional qualifications | ITE or equivalent |
| Estimated Monthly Training Allowance | $1,800 – $2,500 | $1,300 – $1,800 | $1,100 – $1,500 |
Am I eligible?
- You are eligible if you meet all the following:
- You are a Singapore Citizen or Permanent Resident
- Graduated or graduating in calendar year 2019 or 2020 from ITE, Polytechnics, Universities, or other educational institutions (e.g. private universities and overseas institutions) or graduated earlier from above institutions and completed National Service in 2019 or 2020
How do I apply?
- You can apply by visiting mycareersfuture.sg and search for traineeship opportunities under the hashtag #SGUnitedTraineeships.
I was retrenched/have a substantial loss of income due to COVID-19
COVID-19 Support Grant
What is the pay-out?
- $800 per month for 3 months (experienced job loss)
- $500 per month for 3 months (experienced income loss of at least 30% for a period of at least 3 consecutive months)
Am I eligible?
- You are eligible if you meet all the following:
- You are a Singapore Citizen or Permanent Resident, aged 16 years and above
- You are presently unemployed due to retrenchment or contract termination, or experiencing an income loss of at least 30% for a period of at least 3 consecutive months as a result of the economic impact of the COVID-19 situation
- Had a monthly household income of not more than $10,000, or per capita household income not more than $3,100 per month prior to unemployment
- Lives in a property with an annual value of not more than $21,000
- Not currently receiving ComCare Short-to-Medium Term Assistance or ComCare Interim Assistance
- You must have been employed as a full-time, or part-time permanent, or contract staff prior to unemployment
- You must agree and undertake to actively participate in job search, or attend a training programme under Workforce Singapore or the Employment and Employability Institute (e2i)
How do I apply?
- You can submit an application online at go.gov.sg/CSG.
NTUC Care Fund (COVID-19)
[For more details, see the above]
Chinese Development Assistance Council (CDAC) Assistance for the Retrenched
What is the pay-out?
- $100 per applicant, up to a maximum $400 per family (depending on household size)
Am I eligible?
- You are eligible if you meet all the following:
- You are retrenched in 2020
- You are unemployed at the point of application
- You or one of your family members is a Chinese Singapore Citizen or Permanent Resident
- Your gross monthly household income not exceeding $2,400 or gross per capita income not exceeding $800
How do I apply?
- You can complete the application form and mail the completed application with duplicates of the supporting documents to CDAC HQ.
I am a fresh graduate
SGUnited Traineeships
What are the benefits?
- Gain valuable industry experience and gain a firmer foothold in the job market
- Training allowance for the duration of the traineeship
| Required qualifications or their equivalents | University degree or above | Polytechnic diploma or professional qualifications | ITE or equivalent |
| Estimated Monthly Training Allowance | $1,800 – $2,500 | $1,300 – $1,800 | $1,100 – $1,500 |
Am I eligible?
- You are eligible if you meet all the following:
- You are a Singapore Citizen or Permanent Resident
- Graduated or graduating in calendar year 2019 or 2020 from ITE, Polytechnics, Universities, or other educational institutions (e.g. private universities and overseas institutions) or graduated earlier from above institutions and completed National Service in 2019 or 2020
How do I apply?
- You can apply by visiting mycareersfuture.sg and search for traineeship opportunities under the hashtag #SGUnitedTraineeships.
Student Loan Repayment Relief
What are the benefits?
- Suspension of repayment and interest for Tuition Fee Loans, Study Loans and Overseas Student Programme Loans for 1 year, from 1 June 2020 to 31 May 2021
Am I eligible?
- You are eligible if you are graduating from an autonomous university or polytechnic during the suspension period
How do I apply?
- No application is required.
I am a business owner
Job Support Scheme
What is the pay-out?
- Government will co-fund between 25% to 75% of the first $4,600 of gross monthly wages paid to each local employee in a 10-month period (till August 2020) through cash subsidies (sector dependent)
- Top-up of support to 75% for all firms in May 2020 during circuit breaker
Am I eligible?
- You are eligible if you have made CPF contributions for your local employees (Singapore Citizens and Permanent Residents)
- You must not be in the employer exclusion list
How do I apply?
- No application is required. IRAS will notify eligible employers by post of the tier of support and the amount of JSS payout payable to them
Enhanced Wage Credit Scheme
What is the pay-out?
- Government’s co-funding ratio for wage increases will be provided at 15% or 20% of qualifying wage increases in 2019
Am I eligible?
- You are eligible if you are giving your Singaporean employees wage increases in 2013 – 2020, and they must meet all the following:
- Received CPF contributions from a single employer for at least 3 calendar months in the preceding year
- Have been on the employer’s payroll for at least 3 calendar months* in the qualifying year
- Have at least $50 gross monthly wage increase (up to the Gross Monthly Wage ceiling of $5,000)
- Must not also be the business owner of the same entity
- You must not be on the employer exclusion list
- You must have substantial trade or business
- You have not given, in IRAS’ opinion, false or misleading information to IRAS in order to obtain a payout or a higher amount of payout
- You have not used, in IRAS’ opinion, one or more artificial, contrived or fraudulent steps in order to obtain a payout or a higher amount of payout
- You have not been convicted in the qualifying or preceding year for making CPF contributions to Singaporeans who were not actively employed by the firm
How do I apply?
- Application is not required. Wage Credit will be automatically paid to eligible employers annually, based on the CPF contributions that they make for their employees.
Temporary Bridging Loan Program (TBLP)
What are the benefits?
- Eligible enterprises may borrow up to $5 million with the interest rate capped at 5% p.a., from Participating Financial Institutions (PFIs) for a repayment period of 5 years
- Eligible enterprises may also apply for up to 1-year deferral of principal repayment to help manage their debt, subject to assessment by the PFIs
Am I eligible?
- You are eligible if you meet all the following:
- You own a business entity that is registered and physically present in Singapore
- The business must have at least 30% local equity held directly or indirectly by Singaporean(s) and/or Singapore PR(s), determined by the ultimate individual ownership
How do I apply?
- You can approach the various PFIs to apply.
Enterprise Financing Scheme
What are the benefits?
- Eligible enterprises may borrow up to $1 million per borrower for a repayment period of 5 years (overall loan exposure limit of S$50 million per borrower group across all areas)
Am I eligible?
- You are eligible if you meet all the following:
- You must own a business entity that is registered and physically present in Singapore
- The business must have at least 30% local equity held directly or indirectly by Singaporean(s) and/or Singapore PR(s), determined by the ultimate individual ownership
- Maximum Borrower Group revenue cap of S$500 million for all enterprises
- SME definition refers to Group revenue of up to S$100 million or maximum employment of 200 employees
How do I apply?
- You can approach the various private financial institutions to apply.
Property Tax Rebates for Non-Residential Properties
What is the pay-out?
- Owners of qualifying properties will be granted rebates of either 100%, 60%, or 30% on their property tax payable
Am I eligible?
- You are eligible for a 100% rebate on your property tax if you own a:
- Hotel room or function room of a hotel registered under the Hotels Act
- Serviced apartment or serviced apartment function room
- Premises of prescribed Meetings, Incentive Travel, Conventions and Exhibitions (MICE) venues
- Premises of an international airport i.e. Singapore Changi Airport
- Premises of a prescribed international cruise or regional ferry terminal (Singapore Cruise Centre, Marina Bay Cruise Centre Singapore and Tanah Merah Ferry Terminal)
- Shops (e.g. retail) and restaurants
- Premises of tourist attractions
- You are eligible for a 60% rebate on your property tax for Marina Bay Sands and Resorts World Sentosa
- You are eligible for a 30% rebate on your property tax excluding:
- Premises mentioned above that qualify for the 100% or 60% rebate
- Premises used whether wholly or partly for an excluded purpose
- The part of a carpark in the same building or development as premises mentioned in item 2 that corresponds to those premises
- Any other premises in the same building or development as premises mentioned in item 2, that are used or intended to be used for or in connection with the operation or enjoyment of those premises
How do I apply?
- No application is required. Property owners can log in to myTax Portal to view their rebate notices
Enhanced Hiring Incentive
What is the pay-out?
- Employers that hire a local worker aged below 40 who had gone through an eligible reskilling or training programme can receive salary support of 20% for six months, capped at $6,000 in total
- Employers that hire a local worker aged 40 and above who had gone through an eligible reskilling programme or training programme can receive salary support of 40% for six months, capped at $12,000 in total
Am I eligible?
- You are eligible if you hire a local worker who has gone through the following eligible reskilling or retraining programs:
- SGUnited Skills
- SGUnited Mid-Career Traineeships
- SGUnited Traineeships
- Career transition programmes by CET centres
- Place and Train programmes for rank-and-file workers
- Professional Conversion Programs
How do I apply?
- Details to be released in due course.
E-Payment Adoption
What is the pay-out?
- A bonus of $300 per month, over a period of 5 months
Am I eligible?
- You are eligible if you are a stallholder in any of the following and adopt e-payments:
- Hawker centres
- Wet markets
- Coffee shops
- Industrial canteens
How do I apply?
- You can apply by contacting NETS at 6274 1212 or email CFCepayments@nets.com.sg
Digital Resilience Bonus
What is the pay-out?
- Categories are cumulative.
- E.g. an enterprise that adopts baseline, Category 1 and Category 2 solutions, will receive a total bonus payout of $5,000
- An enterprise can receive up to $10,000, for adopting solutions across all categories (inclusive of baseline category)
Am I eligible?
- You are eligible if you own a business in the food service and retail sector and adopt pre-defined categories of digital solutions
How do I apply?
- Details to be released in due course.
Rental Relief for Government Tenants
What are the benefits?
- 5 months rental waivers for stallholders of hawker centres and markets
- 4 months rental waivers for commercial tenants
- 2 months rental waivers for industrial, office, and agricultural tenants
Am I eligible?
- You are eligible if you are a commercial or non-residential tenant of government properties
How do I apply?
- No application is required. The cash grant will be disbursed automatically by IRAS to the qualifying property owners.
Rental Relief for SMEs
What are the benefits?
- Government will offset 2 months’ rental for qualifying SME tenants of commercial properties
- Government will offset 1 month’s rental for qualifying SME tenants of industrial and office properties
Am I eligible?
- You are eligible if you are a SME tenant (with not more than $100 million in annual turnover) with qualifying leases or licences commencing before 25 March 2020
How do I apply?
- No application is required. The cash grant will be disbursed automatically by IRAS to the qualifying property owners.
SkillsFuture Enterprise Credit
What is the pay-out?
- One-off S$10,000 credit to cover up to 90% of out-of-pocket expenses on qualifying costs for supportable initiatives
Am I eligible?
- You are eligible if you meet all of the following:
- You have contributed at least S$750 Skills Development Levy over the period
- You have employed at least three Singapore Citizens or Permanent Residents every month over the same period
- You have not been qualified at any of the earlier periods
How do I apply?
- No application is required. Employers that fulfil the eligibility criteria will be informed by Enterprise Singapore in writing.
Corporate Income Tax (CIT) Deferment
What are the benefits?
- 3-month deferment of corporate income tax
Am I eligible?
- All companies with Corporate Income Tax payments due in the months of Apr, May and Jun 2020 are eligible
How do I apply?
- No application is required. The deferment is automatic.
I am a student
CDAC – SFCCA Bursary
What is the pay-out?
- $280 (primary)
- $450 (secondary)
Am I eligible?
- You are eligible if you meet all the following:
- You or one of your parents are a Chinese Singapore Citizen or Permanent Resident
- Your gross monthly household income (before CPF contribution) should not exceeding $2,400, orgross per capita income (before CPF contribution) should not exceed $800
- Your conduct must be at least a “Good” and school attendance of at least 90%
- You must be a full-time MOE primary, secondary and Integrated Programme (Year 1 to 4) students who study in a Government/Government-Aided, Autonomous, Independent/Specialised Independent School or Special Education School (SPED)
How do I apply?
- You can complete the application form and email the completed application with supporting documents to osc@cdac.org.sg or mail the submission to CDAC HQ.
SINDA School Pocket Money Fund
What is the pay-out?
- $60 per month (primary)
- $95 per month (secondary)
- $120 per month (post-secondary)
Am I eligible?
- You are eligible if you meet all the following:
- You are a Singapore citizen or permanent resident
- You are a full-time student studying in the following institutions:
- a mainstream school (Primary / Secondary/Junior College/Centralised Institute/ITE/Polytechnic)
- a specialised / special education school
- a specialised independent school
- a religious school such as a madrasah
- You live in a HDB four-room flat or a smaller unit
- You come from a family whose per capita gross monthly household income is not more than $625
- For post-secondary – a student is 20 years of age or younger at point of application
How do I apply?
- You can contact 1800 295 3333 or email queries@sinda.org.sg.
SINDA Bursary
What is the pay-out?
- All applicants seeking assistance are assessed on a case by case basis
Am I eligible?
- You are eligible if you meet all the following:
- You are a Singapore Citizen or Permanent Resident
- You are a ull-time student in a government school/educational institution or Independent school (Primary to Secondary)
- Your monthly (nett) Per Capita Household Income (PCI) of $1,000 or below
- You are not receiving bursary from Tamils Representative Council (TRC) or SPMF from any Family Service Centre (FSC)
- You are not a recipient of HOPE (Home Ownership PLUS Education) Scheme
- All applicants will need to exhaust 24 months of the School Pocket Money Fund (SPMF) before being granted SINDA Bursary
I am a senior citizen
Care and Support Package
What is the pay-out?
- $100 cash handout
Am I eligible?
- You are eligible if you are a Singapore Citizen aged 50 and above in 2020
How do I apply?
- No application is required. The payment will be credited directly into you designated bank account.
Silver Support Scheme
What is the pay-out?
- Up to $900 in quarterly cash payouts from 2021
Am I eligible?
- You are eligible if you are a Singapore Citizen aged 65 and above and meet all the following:
- Low lifetime wages – Total CPF contributions of not more than $70,000 by age 55. Self-employed persons should also have an average annual net trade income2 of not more than $22,800 when they were between the ages of 45 and 54
- Low household support – Live in a household with a monthly income per person of not more than $1,100
- Live in a 1- to 5-room HDB flat; and do not own, or have a spouse who owns, a 5-room or larger HDB flat or private property or multiple properties
How do I apply?
- No application is required. All who qualify will automatically receive their cash supplement.
Matched Retirement Savings Scheme
What are the benefits?
- Government will match CPF Retirement Account top-ups dollar-for-dollar, up to an annual cap of $600, from 2021 to 2025
Am I eligible?
- You are eligible if you are a Singapore Citizen aged 55 to 70 and meet all the following:
- You have less than the Prevailing Basic Retirement Sum
- You have an average monthly income of not more than $4,000
- The annual value of your residence is not more than $13,000
- You do not own more than one property
How do I apply?
- No application is required. Eligibility for MRSS is automatically assessed annually.
I am a frontline worker/volunteer
The Courage Fund (TCF) Scheme 2
What is the pay-out?
- $30,000 for families of Healthcare workers
- $20,000 for families of frontline workers and community volunteers
- $10,000 for families of other persons who have succumbed to the virus
Am I eligible?
- You are eligible if you are a dependent of a Singapore Citizen, Permanent Resident, or holder of a valid Employment Pass, Work Permit, Dependant’s Pass or Long-Term Social Visit Pass that has contracted and succumbed to COVID-19
How do I apply?
- More details would be available at the hospitals. For any further assistance, please contact the Courage Fund Secretariat at NCSS_Courage_Fund@ncss.gov.sg.
The Courage Fund (TCF) Scheme 3
What is the pay-out?
- $5,000 payout
Am I eligible?
- You are eligible if you are a healthcare worker (Singapore Citizen, Permanent Resident, holder of a valid Employment Pass, Work Permit, Dependant’s Pass or Long-Term Social Visit Pass) who has contracted COVID-19 while providing services which would reasonably bring them in contact with:
- Confirmed and/or suspected COVID-19 patients, and/or environments which held COVID-19 patients
How do I apply?
- Fill in the ‘The Courage Fund COVID-19 Relief Scheme for Healthcare Workers’ application form. You must upload this form to an online form for submission.
The Courage Fund (TCF) Scheme 4
What is the pay-out?
- $3,000 payout
Am I eligible?
- You are eligible if you are a frontline worker or community volunteer (Singapore Citizen, Permanent Resident, holder of a valid Employment Pass, Work Permit, Dependant’s Pass or Long-Term Social Visit Pass) who has contracted COVID-19 while providing services which would reasonably bring them in contact with:
- Confirmed and/or suspected COVID-19 patients, and/or environments which held COVID-19 patients
How do I apply?
- For nominations, fill in the ‘The Courage Fund COVID-19 Relief Scheme for Frontline Workers and Community Volunteers’’ application form. You must upload this form to an online form for submission.
- For individual applicant, proceed to the online form.
I am a taxi/private car hire driver
Special Relief Fund (SRF)
What is the pay-out?
- Eligible active full-time taxi and Private Car Hire (PHC) drivers can receive up to $20 per vehicle per day for 3 months
Am I eligible?
- If you are a taxi driver, you will be eligible if:
- You are an existing main taxi hirer
- You continue driving your taxi or remain in the PHC platform during the period of assistance
- If you are a private hire, you will be eligible if:
- You are a full-time PHC drivers (i.e. those who have completed at least 200 trips every month for the period Oct – Dec 2019)
How do I apply?
- If you are a taxi hire, no application is required. You will automatically receive the Special Relief through your taxi operator.
- If you are a PHC driver, you will need to apply through your operator. PHC operators will provide application and disbursement details to you within the next week.
I am an artist
Jobs Support Scheme for major companies and leading arts groups
What are the benefits?
- Government will co-fund 25% on the first $4,600 of gross monthly wages of each local employee on their CPF payroll for 9 months
Am I eligible?
- You are eligible to all arts and culture organisations which are employers and who pay CPF contributions
How do I apply?
- No application is required. IRAS will notify eligible employers.
Rental waivers for tenants on MCCY-owned properties
What are the benefits?
- Eligible tenants on MCCY-owned properties, will receive two months of rental waivers
- All non-residential tenants on government-owned properties who do not qualify for the 2 months of waiver will receive 1 month of rental waiver
Am I eligible?
- You are eligible if you are a tenant of a MCCY-owned property (including commercial retail, F&B tenants, Volunteer Welfare Organisations, Social Service Agencies, and Registered Charities) or a non-residential tenant of a government-owned property
How do I apply?
- No application is required. Eligible tenants will be informed directly by their respective landlords.
Rental waivers for tenants on MCCY-owned properties
What are the benefits?
- Eligible tenants on MCCY-owned properties, will receive two months of rental waivers
- All non-residential tenants on government-owned properties who do not qualify for the 2 months of waiver will receive 1 month of rental waiver
Am I eligible?
- You are eligible if you are a tenant of a MCCY-owned property (including commercial retail, F&B tenants, Volunteer Welfare Organisations, Social Service Agencies, and Registered Charities) or a non-residential tenant of a government-owned property
How do I apply?
- No application is required. Eligible tenants will be informed directly by their respective landlords.
Capability Development Scheme for the Arts (CDSA)
What is the pay-out?
- One-time CDSA grant for eligible arts organisations and individuals to encourage upskilling and grow organisational capabilities
- Individuals can also apply for up to $1,000
Am I eligible?
- You are eligible if you are:
- A SEP or sole proprietor who is a Singapore Citizens or Permanent Residents residing in Singapore and working in the local arts scene
- You CV must show work done in the arts and culture sector in the last 12 months
- You must be a subscriber of the Arts Resource Hub
How do I apply?
- You can submit an application to cdsa@nac.gov.sg.
Capability Development Scheme for the Arts (CDSA)
What is the pay-out?
- One-time CDSA grant for eligible arts organisations and individuals to encourage upskilling and grow organisational capabilities
- National Art Councils’ (NAC) Major Companies and Seed Grant Companies (MCSG) can apply for up to $20,000
- Other arts and culture organisations and companies can apply for up to $6,000
Am I eligible?
- You are eligible if you are:
- A NAC Major Company and Seed Grant (MCSG) recipient that wishes to send you employees for training
- A non-MCSG organisation that is registered with ACRA or Registry of Societies, and have shown that you have organised at least one public arts event / performance / visual arts exhibition / literary arts event in the last 12 months
How do I apply?
- You can submit an application to cdsa@nac.gov.sg.
Digitalisation Fund – Digital Presentation Grant for the Arts (DPG)
What is the pay-out?
- Successful applicants can receive up to either $5,000, up to $10,000 or up to $20,000 per project (based on how well the proposals fare against the assessment criteria)
Am I eligible?
- You are eligible if you are:
- A SEP or sole proprietor who is a Singapore Citizens or Permanent Residents residing in Singapore and working in the local arts scene
- You must show that they have been involved in at least one public arts event / programme in the last 12 months
How do I apply?
- You can submit an application through FormSG.
Digitalisation Fund – Digital Presentation Grant for the Arts (DPG)
What is the pay-out?
- Successful applicants can receive up to either $5,000, up to $10,000 or up to $20,000 per project (based on how well the proposals fare against the assessment criteria)
Am I eligible?
- You are eligible if you are:
- An art organisation that is a NAC major company or Seed Grant recipient (as of April 2020)
- Other arts organisations which are not Major Companies or Seed Grant recipients that are either registered with the Accounting and Corporate Regulatory Authority (ACRA) or with the Registry of Societies (ROS). Organisations must show that they have organised at least one public arts event/programme (e.g. performance / visual arts exhibition / literary event, including publishing a NAC-supported title / programme) in the last 12 months.
How do I apply?
- You can submit an application through FormSG.